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Modular vs manufactured homes

HUD code (the federal standard for manufactured homes) puts a manufactured home on a steel chassis. The IRC (International Residential Code) puts a modular home on a permanent foundation. Framing, roof pitch, snow load, and insulation follow from that.

Chapters

Wolf Industries, “Modular vs Manufactured Homes,” YouTube, November 8, 2024. 10 minutes 33 seconds.

The core difference

Manufactured

Federal HUD code

  • Built to the federal HUD code.
  • A permanent steel chassis runs down the center and supports the home.
  • Delivered on that chassis, which stays with the home.

Modular

IRC, the International Residential Code

  • Built to the IRC, the residential code used for site-built homes.
  • Wheels come off after the production line. A reusable yard dolly moves the modules.
  • Set on a permanent foundation.

Most modular plants lap a double 2×10 for that span. Wolf uses a full-length LVL (laminated veneer lumber) instead. See how a Wolf home is built.

How the specs compare

Floor joists

Manufactured (HUD)2×6 or 2×8. The chassis supports the center.

Modular (IRC)2×10 spanning the full width to the foundation. Wolf uses a full-length LVL.

Exterior walls

Manufactured (HUD)2×4, and lately 2×6, with 1×6 plates.

Modular (IRC)Full 2×6, with a single bottom plate and a double top plate.

Interior walls

Manufactured (HUD)24 inches on center, with 1×4 plates.

Modular (IRC)2×4 at 16 inches on center, with full 2×4 plates.

Roof

Manufactured (HUD)Flatter as the home gets wider, so it can travel.

Modular (IRC)Folding hinge trusses, so the roof can be steeper, flatter, or taller. Wolf gables are about 5/12.

Snow load

Manufactured (HUD)Generally 30 psf (pounds per square foot).

Modular (IRC)30 to 70 psf, and as high as 100 psf, for the local jurisdiction.

Wall insulation

Manufactured (HUD)R-13 to R-19, sometimes R-21.

Modular (IRC)R-21 high-density.

Floor insulation

Manufactured (HUD)R-38.

Modular (IRC)R-30.

Ceiling insulation

Manufactured (HUD)R-38.

Modular (IRC)R-49 under the 2021 code. On Wolf shed-roof ceilings, closed-cell spray foam plus R-21 batts meets or exceeds R-49.

Subfloor

Manufactured (HUD)5/8 inch.

Modular (IRC)3/4 inch. Wolf glues, screws, and nails it.

Headers

Manufactured (HUD)2×4 or 2×6 on edge.

Modular (IRC)4×6 or 4×8 dimensional lumber. Wolf runs the header past the opening.

HVAC (heating, ventilation, and air conditioning) / ventilation

Manufactured (HUD)The older code as HUD adopted it.

Modular (IRC)The current IRC. Wolf uses an ERV (energy recovery ventilator).

Lighting

Manufactured (HUD)No LED minimum. The video shows incandescent bulbs still in use.

Modular (IRC)At least 75% LED under the IRC. Wolf uses 100% LED and Energy Star appliances.

The rows follow Wolf’s November 2024 factory video. The Options Book lists R-24 walls, R-30 floors, and R-50 ceilings. Foam plus batts is the shed-roof ceiling, where the rafters are I-joists or 2×10s. Your written proposal confirms the insulation for the model and the site.

What it means for you

Structure and rigidity

2×10 joists, or a full-length LVL on a Wolf home, span the full width to the foundation. Full 2×6 walls, 4×6 or 4×8 headers that run past the opening, and a 3/4-inch subfloor stiffen the box.

Snow load for your site

Modular is designed for the load your jurisdiction requires, from 30 psf up to 70 psf, and as high as 100 psf. Manufactured homes are generally built for 30 psf.

Efficiency and comfort

R-21 walls, an R-49 ceiling, an ERV for fresh air, and LED lighting. Wolf uses 100% LED and Energy Star appliances. On shed-roof ceilings, closed-cell spray foam plus batts meets or exceeds R-49.

A permanent foundation

The wheels come off after the production line. A reusable yard dolly moves the modules, and the home is set on a permanent foundation. No steel chassis stays under the house.

Read the transcript

Welcome. We’ll cover five parts of the construction process, and how they differ on HUD and IRC homes. By the end you’ll have a clear picture of what sets these two apart.

Manufactured housing is the HUD code. Modular housing is the IRC. From here we’ll call them manufactured and modular. The codes sit in the background, but the comparison is manufactured versus modular.

Start with the foundation. On a modular home we take the wheels off. Those wheels are only used on the production line. The home goes on a permanent foundation. A yard dolly moves the modules around the yard and out to the site, then comes back so we can use it again. A manufactured home has a chassis permanently attached. It is brought to the site and left there.

Because that chassis runs down the center and supports the home, manufactured floor joists are a 2×6 or a 2×8. A modular home sits on a permanent foundation from one side to the other, so the joists have to span the whole distance. We go to 2×10s. On our homes we use a full-length LVL, which adds rigidity. Most modular plants lap a double 2×10 all the way down. Either way, it bears on the permanent foundation.

Manufactured exterior walls are a 2×4, and lately some plants have moved to a 2×6, with a 1×6 bottom or top plate. They keep the plates thin. The IRC is prescriptive. It calls for a single bottom plate, a full 2×6, and a double top plate. You only see one plate on this side of the module because the other side is where the roof sections come together. We glue, screw, and nail that joint. Look at the wall construction if you are comparing a manufactured house.

Interior walls follow the same pattern. Modular is 2×4 studs at 16 inches on center, with full 2×4 plates, including two full 2×4 top plates. Manufactured is 24 inches on center with a 1×4 bottom plate. That is more wood, because the IRC spells it out. Manufactured housing stays as light as it can, to move more floors down the line.

Manufactured homes come in different widths, and as the home gets wider the roof has to get flatter so it can travel. Modular can be taller, steeper, or flatter, using folding hinge trusses. We usually keep our gable units around a 5/12. Shed roofs are flatter. Every modular plant builds that a little differently.

Snow load changes with the roof, too. Manufactured housing generally fits a 30 psf load. Modular is designed for the snow load the local jurisdiction requires. We start at 30 psf, go up to 70, and we have gone as high as 100. It depends on where the home is going.

Insulation is the next difference. Manufactured exterior walls run from about R-13 to R-19, and sometimes R-21. The IRC calls for R-21, so a modular 2×6 wall gets high-density R-21.

In the floor, a manufactured home has the chassis and thick blankets of R-38. Heat rises, so the IRC calls for R-30 in the floor. Modular is R-30. Manufactured is R-38.

The ceiling is the critical spot. Manufactured housing uses R-38. Under the 2021 IRC, modular is R-49. We use closed-cell spray foam and then a high-density R-21 batt, which meets or exceeds that R-49.

Subfloor: manufactured is 5/8 inch. Modular uses the 3/4 inch the code allows. At Wolf we glue, screw, and nail it. The glue holds the sheet, and the screws keep it from squeaking.

Headers carry the joists, and the joists carry the snow. Manufactured headers are a 2×4 or 2×6 on edge. The IRC calls for structural dimensional lumber, a 4×6 or a 4×8. At Wolf we run the header past the opening on both sides, which adds racking strength.

Heating and ventilation: manufactured housing still follows the older code as HUD adopted it. Modular is held to the current IRC. We use an ERV, an energy recovery ventilator, so the fresh air coming in trades energy with the stale air going out. The ducts run to the end of the house, pulling fresh air in and sending stale air out.

Lighting: a manufactured home can still use incandescent bulbs. Under the IRC, at least 75 percent of the lights have to be LED. Wolf uses 100 percent LED, and the appliances are Energy Star. Our water heaters meet the current insulation requirement, so the hot water stays hot longer.

Those are the main differences between HUD and IRC construction. If you want a video on modular tiny homes or the factory, leave a comment. Thanks for watching.

Common questions

What code is a manufactured home built to, and what code is a modular home built to?

Manufactured homes are built to HUD code (the federal standard for manufactured homes). Modular homes are built to the IRC (International Residential Code), the same building code used for site-built houses. Wolf builds modular homes.

Does a steel chassis stay under a modular home?

The wheels come off after the production line. A reusable yard dolly moves the modules, and the home is set on a permanent foundation. A manufactured home keeps a steel chassis with the home.

How do the floor joists compare?

A manufactured home uses 2×6 or 2×8 joists, with the chassis supporting the center. A modular home spans the full width to the foundation with 2×10s. Wolf uses a full-length LVL.

What snow load is a modular home designed for?

The load the local jurisdiction requires. In the video that range starts at 30 psf (pounds per square foot), goes up to 70 psf, and has gone as high as 100 psf. Manufactured homes are generally built for 30 psf.

Have a property in mind?

Send the address. We’ll check access, the snow load for that jurisdiction, and whether a modular home fits.

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